Unlock financial freedom: loan skills

Articles

Challenges

MyScore

Your creditworthiness

MyOffers

Your personal offers

Comparator

Offers comparison

About PeraWise

What can you do on Perawise?

PeraWise is a financial education portal with gaming features. It offers you a wide variety of articles with quizzes (so called challenges) that improve and test your financial knowledge. By completing this process, you earn valuable crystals, which you can use for additional tries and other possibilities.

You can also check your personal creditworthiness in three levels. That reflects your financial status from the financial institutions’ point of view. That will help you to assess your situation. PeraWise will also give you advices how to improve your personal scoring.

Read articles
Complete challenges
Collect valuable crystals
Check your creditworthiness

All of that will help you become an expert with financial freedom

And everything absolutely for free.

Start your journey now

Your story

Hero

This is you, that's pretty easy. A hero fighting through the challenge to financial freedom.
Villain

And this is your main enemy. The incomprehensible financial world and greedy financial institutions that need to be defeated with your knowledge.

Your journey begins here where you can create your own story.

As the Hero, you will face numerous challenges, test your knowledge and earn valuable rewards.
The Villain stands in your way. But with PeraWise, you have the tools and knowledge to conquer your financial goals.
No one else can do this for you – embrace the journey and become the master of your financial destiny.

Articles & Challenges

There is a wide range of articles with financial topics

Articles are divided to several thematic sections:
Finances, Innovation, Lifestyle, Banking, Macro and others.

There are 3 articles difficulties:

Beginner
Advanced
Expert

Final Quizzes

There is a challenging quiz at the end of every article to test your gained knowledge.

With 4 questions you need to answer to beat the villain.

You'll get a different amount crystals based on level difficulty and on the number of successfully answered questions.

But be careful, if you won't answer the minimum of 50%, you'll get nothing.

You'll get just a limited number of tries within a day:

Beginner: 3
Advanced: 2
Expert: 1

In case no additional try is left, you have to wait until tomorrow to get new tries or you can buy a new try.

You’ll level up as soon as you collect following number of crystals

Beginner

up to 750 crystals
Advanced

751 - 1500 crystals
Expert

1500+ crystals

Your character & spending crystals

Obtaining crystals

Account creation

+50
Account details completion

+100
Successfully completed challenge
You must answer a minimum percentage of the questions correctly to pass the challenge.

Beginner: 50 % Advanced: 60% Expert: 90 %

+4 up to +80

depends on level and your success
Daily log in
Coming soon

+
Invite a friend
Coming soon

+

Spending crystals

Additional tries

-25%
Premium e-books
Coming soon

-

Creditworthiness scoring

You can check your creditworthiness status

MyScore Rating

That's a score which calculates your financial status and situation the way financial institutions rate you.

You can choose from 3 variants:

Basic Rating

Essential rating for anyone
Defines if your scoring is Low, Medium or High

Plus Rating

Standard scoring
For registered users
Defines a finer scoring detail in 6 tiers
Gives you general suggestions how to improve your scoring

Elite Rating

Comprehensive scoring
For registered users with fully completed profile information
Defines a detailed scoring detail in 6 tiers and exact value out of 100
Gives you very useful detailed suggestions how to improve your scoring

You can do the scoring every 30 days
The higher scoring level is still available for you
The results are saved for you if you're registered
Everything is absolutely for free to use